Cost of Replacing a Lost Car Key
If you lose your car key, it's crucial to understand the various costs that are involved. You can copy a standard key from any hardware store, while an electronic key will require you to visit an auto dealer or locksmith.
There are ways to save money if your fob is damaged but doesn't require programming.
1. Key Type
Car keys have the bizarre ability to disappear into unexpected places. They can be hard to locate, no matter if they slip out of your pocket when you're shopping, get stuck between the sofa cushions or fall into a crack in the back of your car. In the past, you could simply pop into your local auto locksmith or hardware store to purchase a replacement.
These days however, it can be an expensive proposition when you're driving a car equipped with the latest technology, such as key fob technology or push-to-start. These systems make use of key fobs and remote transmitters that are tiny electronic devices. They're also packed with circuitry, which makes them expensive to replace in the event of an eventual loss.
You should therefore consider the possibility of a key fob insurance policy which covers up to $400 dollars per key stolen or lost. These plans typically represent just a fraction of total replacement costs, and offer unlimited replacements for stolen or lost keys, as well as additional benefits like towing or roadside assistance.
The type of key you're using can also affect the price and some keys are more costly to replace than others. For example, basic metal keys that don't have a key fob are fairly inexpensive since they're mechanical and can be replaced by an experienced locksmith or mechanic. If your key is equipped with a transponder chip, it'll require special equipment to duplicate. These machines are usually only accessible through dealerships or car manufacturers, and could be a major factor in the total cost.
Laser cut keys are another factor that can increase the cost of a replacement car key, as these are generally heavier than regular keys. They are made of metal that is then molded to a specific shape and are then cut using lasers that are precise to ensure a precise fit.
2. Key Fob
Not too long ago, losing your car keys was just a inconvenience. You could purchase keys replacements from a locksmith or car dealership and it was relatively cheap to do so. As cars have advanced in technology as do their keys. This means that replacing a lost key could be more expensive.
Key fobs became popular during the 90s as an added feature that allowed car owners to lock and unlock their car without the need for a physical key. The small plastic fobs come with a button which when pressed by the user, signals the onboard computer to lock or unlock the vehicle. Some of them have buttons that trigger the security system in the vehicle or open the trunk.
A key that is not fitted with a fob is similar to those made prior to the 1990s, and it can be cut by an auto locksmith for a small fee. Some locksmiths will repair the fob that was lost while they are waiting.
Fobs that contain a transponder or other computer chip could be more expensive to replace than traditional ones. Reprogramming and pairing them could cost upwards of $200 and are only available through the original car dealer.
Many companies that deal with vehicles, such as auto repair shops and car dealerships could end up with lots of spare fobs. Some of these are available to the general public, while others require special equipment or technical expertise to program. car keys replacement cost is not something that a typical consumer can do. This is why it's ideal to keep an extra car key in your purse or pocket and add GEICO's Emergency Roadside Service to your policy to make it even more convenient should you ever need to use it.
3. Keys Laser Cut Keys
Laser-cut keys have more ridges unlike mechanical keys. These make them more difficult for thieves in cars to duplicate.
They also have slits inserted into both sides of the key blade, which allows them to be put into the door and ignition cylinder lock from either direction. They are the most commonly used type of car keys available these days. They are more sought-after than traditional keys because they offer a higher level of security and comfort.
If you're considering having a laser-cut key made for your car, it is important to make sure that the company cutting them has the right equipment. Otherwise, you'll end with a key that does not work properly. You must also be aware of the quality of the blade, as low-quality blades can damage the key cutting machine or even break the ignition cylinder.
The locksmith will need your vehicle identification number (VIN) to cut a key using lasers. Once they have this information, they will run it through a computer system to retrieve the specifications of your specific vehicle. They can then use a CNC machine to cut the key in accordance with these specifications.
They are typically only available through dealerships. They are less expensive than traditional key fobs, however, they also have the added benefit of being difficult to duplicate.
For an all-in-one key that is laser-cut you'll be required to shell out between $150 and $250 for labor costs. This is because these kinds of keys need to be programmed by the dealership. They are still one of the most secure and convenient car keys available today.
4. Switchblade Keys
Modern cars usually have key fobs that can lock and unlock doors as well as start the engine. In contrast to older mechanical keys which work mechanically and are easy to duplicate by key cutters or locksmiths These newer car keys have transponder chips built in that need to be paired with the vehicle by the dealer or auto locksmith. These keys are more expensive. They range between $50 and $100 in the basic version up to $200 for models that include push-to-start functions.
Fobs that contain what's known as a switchblade key, that folds in itself when not in use. typically cost more to replace. These keys have shanks that retract into the fob, which is released at the push of a button whenever needed. They are generally safer than traditional keys, which makes them a powerful deterrent for thieves. They are also a good alternative for those who need an extra car key for valet use. The cost of replacing these keys ranges between $100-$300, depending on the vehicle and the type of key.
They are lighter and simpler to use than the old crank keys, which were extremely heavy, complicated and dangerous to handle. The car keys also make it more difficult for thieves to steal them because they are cylindrical. This prevents the use of key-duplicate machines used by criminals to copy your car keys.
These electronic keys can open doors and start engines without needing to take them out of their pockets. These keys are costly to replace and require an appointment with a dealer, which may include a towing charge.
5. Transponder Keys
Transponder keys are different from mechanical keys because they have the chip that sends a radio-frequency signal to vehicle when the key is placed into the ignition. The computer system of the vehicle reads the signal to determine whether the serial number matches that of the key. If it matches the serial number, the vehicle will let the key unlock the door and also start the engine. The purpose behind this is to deter car theft by making it harder to wire a car and then start the engine.
Theoretically it is possible that this technology works, but smart car thieves constantly find ways to defeat it. The chips inside these keys aren't as long-lasting as some like to think. They are easily cleaned out, which could result in the key not functioning.
Transponder key replacement costs can be a significant expense. The key blank can cost up to $50 and then you have the cost of programming it. This process requires a special machine that is only available in dealerships for cars.
It is advisable to find a locksmith who has the appropriate equipment for programming transponder keys. It is also a good idea to have all of your vehicle's information ready including the year, make and model. This will help ensure that the right key blank is used, which could save you money in the end. Locksmiths typically can program a new transponder key for around $150, but it can cost upwards of $180 for cars that are equipped with key fobs or remote transmitters. These keys require a specialized service that is only done by a locksmith who is certified.